Thursday, April 3, 2008

Thursday's Thoughts and Ramblings

I woke this morning not in my usual way but was glaringly jarred out of bed by the shrill sound of Princess's voice yelling at me along with the sounds of thunder and lightening outside. "You have got to wake up and take me to school, I can't walk in this" she shouted. Yes Princess shouts at me sometimes much to my chagrin. In my sleep filled state my response to her was not appreciated in the least. "Grab the umbrella out of the car and walk your butt there" I said. "God Mom it's lightening I'm not carrying an umbrella" she said "what do you want me to die first thing this morning" as opposed to later in the day I was thinking. I jumped out of bed not at all happy to be losing much needed sleep and grabbed my shoes. After much talking screaming being more the wording we headed out the door. We did not go to school. We didn't even get in the car as the rain was coming down in buckets. I couldn't even see my car in the driveway it was raining so hard. We turned around and came back into the house and Princess went upstairs and went back to bed. Today was early out day anyway and I have to go over later and get her report card. The funny is caddy cornered to our house and all of about a 5 minute walk to the front door to enter. Princess might have melted or been struck by lightening had she taken the umbrella I suggested screamed for her to carry.

Am I a bad mommy for letting her play hookie? I don't think so.............

Today's weather was the perfect way to start my day. Gloomy, wet, cloudy and depressing totally fits my mood for today. You see yesterday trucker and I received some very bad news. BTW, I went out on the road with him yesterday so I heard the news firsthand. The bank is not willing to refinance our home. Our balloon payment is due in less than 30 days. I didn't realizemy trucker has the type of mortgage that has to be refinanced every three years which is now due and payable. The reasons for them not doing so are many and varied. Suffice it to say that we have had a very very difficult time since he started trucking and have barely been able to keep from going into foreclosure twice now. Now however we can afford to make the payments, have even been doubling them in the last couple of months but it doesn't matter to the bank even if we are current or not. This means finding another bank who might be willing to loan us the money to keep our home. Quite honestly I don't think we will be able to find one.

This has been trucker's home for nearly his entire life. It originally belonged to his grandmother and when she passed on he bought it from her estate. Trucker has now lived here for 12 years of his adult life not to mention the years he lived here taking care of his grandmother before that.

Now begins the search for another bank. Much stress to come and many more gloomy days ahead.


Dixie said...

Good luck! I'll be praying that y'all will find someone willing to work with y'all!

Meg said...

Hugs to you sweetie and many prayers that you find a bank willing to work with you.

Blogarita said...

I've been in a similar situation and trust me, it will all work out in the end. Maybe not in the way you hope, or expect, but you'll probably find yourself in a better place once this is all settled.

Best of luck!